Oregon Health Insurance - Loewenthal Insurance Agency, Eugene, Oregon
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Blue Selections Premier

Blue Selections Premier
Find a doctor in this directory
Lifetime benefit maximum
$2 million per individual
Benefit Features
In-Network Benefit
Out-Of-Network Benefit
Deductibles
$500, $1,000, $2,500, $5,000, $7,500
Family deductible/calendar year
Maximum of three family members
Maximum amount of covered expenses you pay each calendar year per person
(coinsurance)
$4,000
$6,000
After your maximum coinsurance is met each calendar year, we pay
100%
100%
Important note: Covered expenses paid at the 100% level, or any deductible and/or copayments do not accumulate toward your maximum coinsurance. Copayments will continue to be collected after your maximum coinsurance has been met.
Preventative Care Services
(Click to see preventive care schedule)
Deductible Waived We Pay
Immunizations
(office visit not included)
100% after $10 copayment
100% after $10 copayment
Well-baby exam to age 2
(immunization copayment waived if included)
100% after $20 copayment
100% after $20 copayment
Annual women's exams
100% after $20 copayment
100% after $20 copayment
Physicians Services
Deductible Waived We Pay
Office visits
100% after $20 copayment
100% after $20 copayment
Urgent care visits
100% after $20 copayment
100% after $20 copayment
Other Office and Professional Services
After Deductible We Pay
Therapeutic injections and allergy shots
80%
70%
Surgical procedures
80%
70%
Maternity care
80%
70%
Diagnostic radiology and lab
(including Pap test and mammogram)
80%
70%
Hospital Services
(Click for Emergency care guidelines)
After Deductible We Pay
Inpatient medical stay
(including maternity, surgery, and rehabilitation)
80%
70%
Inpatient mental health stay
80%
70%
Visits and consultations in hospital
80%
70%
Outpatient surgery
80%
70%
Emergency room for medical emergency
(copayment waived if admitted to hospital)
80%, after you pay a $100 copayment
80%, after you pay a $100 copayment
Emergency room for non-emergency
80%, after you pay a $100 copayment
70%, after you pay a $100 copayment
Other Services
After Deductible We Pay
Ambulance
80%
Additional Accident
(Deductible waived for accidental injuries within 90 days)
80%
70%
Outpatient Rehabilitation
(physical, speech, and occupational therapy)
80%
70%
Outpatient durable medical equipment and supplies
80%
70%
Transplant
100% (contracted facility)
60% (non-contracted facility)
Prescription Medications
Individual deductible per calendar year (separate from medical)
No deductible
After deductible, we pay each calendar year
50% (no maximum benefit)
Additional Benefits
Accidental death Provide $25,000 for you and your enrolled adult spouse, $5,000 for each enrolled dependent or a subscriber under the age of 18.
Special Beginnings ® Provides a maternity program designed to promote healthy prenatal care through education and support
BlueCard ® program Provides savings nationwide.  To receive the best benefit, please use BlueCard PPO providers of the Blue Cross and/or Blue Shield Plan in the area where you receive the service.
 


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Willamette Valley, near Eugene and Springfield Oregon