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Oregon Medical Insurance > Providence Health Plans > Prime Plan Benefits


Providence Health Plans of Oregon

Prime Plan Benefits
  General Benefits
Annual Deductible
Individual/Family
$10,000/$30,000
Annual Out-of-Pocket Maximum
Individual/Family
$12,500/$37,500
Accidental Injury Benefit The deductible is waived for all covered services, except for chiropractic services, required to treat an accidental injury within 90 days of injury.
After meeting your deductible, you pay the following amounts for covered services:
The deductible is waived for some covered services.  These services are marked with †. *Limitations apply. See your Plan Contract for details
  In-Plan Out-of-Plan
Preventive Care
Periodic health exams, well-baby care Covered in full † Not Covered
Routine immunizations/shots Covered in full † Not Covered
Mammograms Covered in full † Not Covered
Gynecological exams, Pap tests Covered in full † Not Covered
Physician/Provider Services
Office visits to a personal physician/provider 50% † Not Covered
Office visits to specialists 50% † Not Covered
Inpatient hospital visits, surgery and anesthesia 50% Not Covered
Hospital Services
Inpatient & observation care 50% Not Covered
Maternity care 50% Not Covered
Routine newborn nursery care 50% Not Covered
Rehabilitative care 50% Not Covered
Emergency/Urgent care
Emergency services 50% Not Covered
Urgent care visits 50% Not Covered
Emergency transportation
50% Not Covered
Outpatient Diagnostic Services
X-ray; lab services 50% Not Covered
Imaging services (PET, CT, MRI) 50% Not Covered
Other Covered Services
Medical & diabetes supplies 50% Not Covered
Outpatient surgery, radiation therapy, chemotherapy 50% Not Covered
Mental health and alcohol treatment 50% Not Covered
Prescription Drugs
Covered at participating retail and mail-order pharmacies only Generic drugs - $20 †
Brand-name drugs - 50% †
Alternative care services
Acupuncture, chiropractic care, massage therapy and dietitian services Receive 25% off provider rates through the Choose Healthy network.

 

 

 

 

 

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