Medicare Supplements from Sterling

Oregon Health Insurance
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Sterling Investors Medicare Supplement Plan Information for Oregon

Sterling Medicare Supplement Rates
Rates Effective March 1, 2013	Plan A	Plan B	Plan C	Plan D	Plan F	Plan F High Ded	Plan G	Plan M	Plan N
Sterling	$95.25	$111.08	$133.08	$116.50	$138.33	$54.42	$117.08	$104.83	$96.83
Benefits	Plan A	Plan B	Plan C	Plan D	Plan F	Plan F High Ded	Plan G	Plan M	Plan N
Medicare Part A Coinsurance and Hospital Benefits
Medicare Part A Deductible	—							50%
Medicare Part B Coinsurance or Co-payment
Medicare Part B Deductible	—	—					—	—	—
Medicare Part B Excess Charges	—	—	—	—				—	—
Blood (First Three Pints)
Hospice Care Coinsurance or Co-payment
Skilled Nursing Coinsurance	—	—
Foreign Travel Emergency (Up to Plan Limits)	—	—
Medicare Preventive Care Part B Coinsurance

Medigap Plan F offers a high deductible option. You must pay for Medicare-covered costs up to the high-deductible amount ($2,110 in 2013) before your Medigap policy pays anything
100% part B coinsurance except up to $20 copayment for office visits and up to $50 copayment for ER.
You must also pay a separate deductible for foreign travel emergency ($250 per year).
After you meet your out-of-pocket yearly limit and your yearly Part B deductible ($147 in 2013) the plan pays 100% of covered services for the rest of the calendar year (This applies only to plans K & L)
Modified Plan F offers an individual assistance program, as well as coverage for preventive dental care (available in some states)