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LifeWise Individual & Family Plans

WiseOptimum Plan

Offers the widest range of covered benefits. This benefit-rich plan gives you up-front coverage for your first four visits to a primary care provider at the lowest copay. Plus, you get coverage for unlimited visits to specialists at copay. This plan also covers brand-name and generic drugs, vision, maternity and has a supplemental accident benefit. A nice option if you're looking to cover all your bases.

WiseValue Plus Plan

Offers great essential coverage. A good choice if you want a low rate and more up-front coverage for routine care. This plan covers your first three office visits at copay only, and it covers generic prescriptions and has a supplemental accident benefit.

WiseValue Plus Rx Plan

Provides more coverage for the services you use the most. A nice choice with a low rate and up-front coverage for your first four visits to a primary care provider at copay. Plus, it covers four visits to specialists at copay. This plan also has a supplemental accident benefit and covers brand-name and generic drugs.

WiseHSA Plan

Offers great essential coverage and the chance to save money pre-tax for future healthcare expenses. This plan covers offce visits, prescriptions, and most other common services at deductible then coinsurance.

You take responsibility for your health and expect real value.

We’re here with service and support that works for you. Here’s why you’ll like our individual and family plans:

• Our plans focus on wellness, prevention, choice and value
• Service excellence. Our local customer service and sales representatives are ready to help
• Extensive provider network with access to thousands of healthcare providers in Oregon and nationwide
• Powerful, simple-to-use online tools help manage your coverage and protect your health

All LifeWise plans cover preventive office visits and screenings:

• Well-baby and newborn exams
• Routine physicals (for school, sports, work)
• Women's and men's annual exams
• Mammography coverage
• Preventive immunizations (includes HPV vaccine)
• Cervical (PAP), prostate (PSA), and colorectal (colonoscopy) cancer screenings
• Infectious disease screenings
• Metabolic, nutrition and endocrine screenings
• Heart and vascular disease screenings
• Musculoskeletal disorder screenings

You’ll also have access to:

• Prescription drug benefits
• Alternative Care (Chiropractic and Acupuncture)
• Professional office visits coverage (including Urgent Care and Naturopathy)
• Secure member website offers useful tools such as health assessment, treatment cost estimator, claims status, your plan benefits and symptom checker
• 24-Hour NurseLine
• Member Discounts —beyond the health plan, members get special discount offers on health products and services

And more:

Online tools—Access to our secure website that includes tools to help you assess, manage and improve your health. Our secure website offers a health assessment, treatment cost estimator, claims status, your plan benefits, symptom checker and several other useful tools.

Nationwide network coverage—The LifeWise network includes thousands of physicians, specialists and facilities in Oregon so you have a choice when it comes to your medical care. You’re also covered when you travel nationwide by visiting a preferred provider with our partner network, PHCS/MultiPlan.