Oregon Medical Insurance > Regence BlueCross BlueShield of Oregon > Managed-Care Dental Rates & Benefits
Premium Rates
Monthly Premium
Per Policy
Quarterly Premium
Per Policy
Dental Only
Dental & Vision
Dental Only
Dental & Vision
Individual
$31.00
$36.50
$93.00
$109.50
Indiv. & Spouse
$63.00
$74.00
$1189.00
$222.00
Indiv. & Child
$60.00
$68.30
$180.00
$204.90
Family
$90.00
$108.00
$270.00
$324.00
You may enroll for Dental Only Coverage or Dental with Vision Coverage.
All members must be enrolled for the same coverage and preimum payment schedule
Managed Care Dental summary of benefits
Annual maximum
None
Deductible
None
Visit charge
$15 per visit
SUMMARY OF COVERED SERVICES AND SERVICE COPAYS
WHAT YOU PAY (Please note: Service copays and coinsurance are charged per service)
SERVICES COVERED WITH NO SERVICE COPAY
Routine and emergency oral evaluations
$15 visit charge
Teeth cleanings
Bitewing X-rays
Periodontal screenings
Periodontal maintenance
SERVICES PROVIDED WITH ADDITIONAL $10 SERVICE COPAY
Nitrous oxide (per visit)
$15 visit charge plus $10 service copay
SERVICES PROVIDED WITH ADDITIONAL $20 SERVICE COPAY
Panoramic X-rays
$15 visit charge plus $20 service copay
Sealant (per tooth)
After-hours visit
SERVICES PROVIDED WITH ADDITIONAL $30 SERVICE COPAY
Pre-orthodontic service copay will be deducted from the comprehensive orthodontic copay if the member elects orthodontic treatment
Initial orthodontic exam
$15 visit charge plus $25 service copay
Study models and X-rays
$15 visit charge plus $125 service copay
Comprehensive orthodontia
$2,600 service copay per case
OTHER
Out-of-area emergency care (50 miles or more from a WDG office)
You pay applicable service copays and fees. Willamette Dental covers up to $100 of covered services.
Additional services covered by this policy (Please see the Schedule of Covered Services, Copays and Coinsurance for a complete list.)
$15 visit charge plus 80% coinsurance
OPTIONAL VISION BENEFIT RIDER
You may elect to add vision benefits to with your dental coverage. The vision benefit reimburses up to $150 per member for vision exams and/or hardware every 24 months.
This is a brief summary of benefits. For full coverage provisions, including a description of limitations and exclusions, refer to your policy.
There is a six-month waiting period for orthodontia and major services, including crowns, endodontics, periodontics, prosthetics and oral surgery.
Please note: If you cancel Individual Managed Care Dental, there is a 12-month waiting period before you can re-enroll.
The benefits of this plan are not subject to any coordination of benefits provision.
Exclusions
These services and supplies are not covered:
Aesthetic dental procedures and complications arising out of such services
Benefits not stated
Charges by any person other than a participating provider except as otherwise indicated in the policy
Cosmetic/reconstructive services and supplies (certain exceptions apply)
Coverage available under any federal, state, or other governmental program, except where required by law
Diagnostic casts or study models
Endodontics, bridges, crowns, and other prosthetic devices or services if treatment was started or ordered prior to the member’s effective date or delivered more than 60 days after the member’s
coverage under this policy has terminated
Excision of a tumor; biopsy of soft or hard tissue; removal of a cyst
Experimental/investigational treatments, procedures, services and supplies
Extraction of permanent teeth for tooth guidance procedures; procedures for tooth movement
Full-mouth reconstruction
General Anesthesia, except as specified in the Schedule of Covered Services, Copays and Coinsurance.
Habit-breaking or stress-breaking appliances
Hospitalization for dentistry
Maxillofacial prosthetic services
Medication and supply charges
Military service-related conditions
Motor vehicle coverage and other insurance liability
Non-direct patient care
Occlusal treatment including complete occlusal adjustments and occlusal guards
Personalized restorations, precision attachments, and special techniques
Repair or replacement of lost, stolen, or broken items
Replacement of sound restorations
Services and supplies for treatment of an illness or injury caused by riot, rebellion, war and illegal acts
Services for accidental injury to natural teeth that are provided more than 12 months after the date of the accident
Services or supplies and related exams or consultations that are not within the prescribed treatment plan and/or are not recommended and approved a participating provider
Treatment started prior to the member’s effective date under this policy or completed after this policy terminates
Work-related injuries
This is a brief summary of the individual dental plans available from Regence Life and Health Insurance Company. For full coverage provisions, including a complete list of Covered Services and Exclusions,
please refer to your policy.