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Oregon Dental Insurance > Madison Dental Plan

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What is Madison Dental?
Madison Dental offers you access to high quality, affordable dental coverage for your entire family. Coverage is provided for preventive, diagnostic, basic and major dental services.

How are benefits covered?
Madison Dental pays benefits for each covered person in the following manner:

First, you meet the $50.00 Calendar Year Deductible per person. Over age 65, you meet the $100 Calendar Year Deductible per person.

Then Madison Dental pays a percentage of covered expenses based on the Reasonable and Customary (R&C) fees for those Covered Expenses.

Value Plan Primary Plan Superior Plan
$500 Annual Maximum $1000 Annual Maximum $1250 Annual Maximum
Preventative Care
 80/100%* Co-Insurance
No Waiting Period		 80/100%* Co-Insurance
No Waiting Period		 100% Co-Insurance
No Waiting Period
Diagnostic Care
 80/100%* Co-Insurance
No Waiting Period		 60/80%* Co-Insurance
No Waiting Period		 90% Co-Insurance
No Waiting Period
Basic Care
 25/80%* Co-Insurance
No Waiting Period		 25/75%* Co-Insurance
No Waiting Period		 80% Co-Insurance
4-Month Waiting Period
Major Care
 PPO Discounts
No Waiting Period		 10/40%* Co-Insurance
No Waiting Period		 50% Co-Insurance
15-Month Waiting Period

* 1st year/2nd year benefits

Plans feature $50 deductibles per person per year. Over age 65 feature $100 deductibles per person per year.

Plans feature $10 office visit copays. Over age 65 feature $25 office visit copays.


Preventive: Cleanings, exams, sealants, fluoride
Diagnostic: Bitewing X-rays, full mouth X-rays
Basic: Fillings, extractions, repairs
Major: Endodontics, Periodontics, Oral Surgery, Crowns, Bridges

Who is eligible for this coverage?
This plan is offered to individuals age 18 and over, their spouse, and their eligible dependents (unmarried children from birth to age 19 or 23 if a full-time student - this is subject to state requirements.) Coverage may also be obtained by individuals and their spouse ages 65 and older.

When does my coverage start?
Coverage starts on the effective date. The effective date issued will begin on the 1st of the month (at 12:00 a.m.), following GroupLink’s receipt of the completed Enrollment Form and payment of the first month of premium.

What are my payment options?
You can pay in monthly installments by auto bank withdrawal. You can pay Annual or Semi-Annual by auto bank withdrawal or MasterCard, Visa, Discover credit cards.

Who is the Association? Communicating for America, Inc.** (CA) provides many benefits and discounts to its members. Your enrollment as a member of CA is completed upon receipt of the association annual dues. Your membership information will be mailed shortly thereafter.

**CA is not affiliated with Madison National Life Insurance Company, nor is it a part of the insurance coverage. CA is a 501c5 non-profit association headquartered in Fergus Falls, Minn., providing members valued benefits and savings since 1972.

This site provides a brief description of the benefits, exclusions and other provisions of the policy or certificate Form Master Policy Madison ADEN-CER.010 0905. For a complete listing, see the policy or certificate. Benefits may vary in different states. This dental insurance plan may not be available in all states. ©2006 GroupLink. All rights reserved.
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